Proposition 213, passed by California voters in 1996, prescribes that uninsured motorists injured in a car accident, where they are the driver, cannot recover damages for pain and suffering. Compensation may be limited solely to economic damages, such as medical bills, property damage and lost wages. The insurance companies lobbied for this law in 1996, in order to save money in court claims. So it’s very important for you to have valid liability auto insurance, and to keep the policy in your vehicle at all times. Otherwise, you could deprive yourself of compensation that you may deserve and are entitled to after a car accident where someone else is at fault.